1. Introduction
Much Love, No Fear LLC ("we", "us", "the Platform") respects your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you use mlnf.net.
2. Information We Collect
Information You Provide:
- Account Registration: Username, email address, password (hashed)
- Payment Information: Processed by third-party payment processors. We do not store credit card numbers.
- Creator Payout Details: Bank account or crypto wallet information for creators receiving payouts
- Profile Information: Optional profile picture, bio, display name
Information Collected Automatically:
- Usage Data: Pages visited, features used, timestamps
- Device Information: Browser type, operating system, screen resolution
- IP Address: For security, rate limiting, and fraud prevention
3. What We Do NOT Collect
- We do not use Google Analytics or third-party tracking services
- We do not sell, rent, or share your personal data with advertisers
- We do not track your activity across other websites
- We do not use cookies for advertising purposes
4. How We Use Your Information
- To provide and maintain the Platform
- To process transactions and manage your Runegold balance
- To communicate service updates and security alerts
- To prevent fraud and enforce our Terms of Service
- To comply with legal obligations (e.g., tax reporting for creators earning over $600/year)
5. Data Sharing
We share your information only in these limited circumstances:
- Payment Processors: To process transactions (they have their own privacy policies)
- Legal Requirements: When required by law, court order, or government request
- Platform Safety: To investigate fraud, abuse, or violations of our terms
We never sell your personal data to third parties.
6. Data Security
- Passwords are hashed using bcrypt
- All connections use HTTPS/TLS encryption
- Rate limiting protects against brute force attacks (100 requests/minute)
- Security headers enforced via Helmet.js
- JWT tokens expire after 7 days
7. Data Retention
We retain your account data for as long as your account is active. You may request account deletion at any time by contacting us. Upon deletion, your personal data will be removed within 30 days, except where retention is required by law.
8. Your Rights
You have the right to:
- Access your personal data
- Correct inaccurate information
- Request deletion of your account and data
- Export your data in a portable format
- Withdraw consent for optional data processing
9. Children's Privacy
The Platform is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If we discover that a child under 18 has created an account, we will delete it immediately.
10. International Users
The Platform is operated from the United States. If you access the Platform from outside the US, your information may be transferred to and processed in the United States. By using the Platform, you consent to this transfer.
11. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the Platform after changes constitutes acceptance.
12. Contact
For privacy-related questions or requests, contact us at: [email protected]
Much Love, No Fear LLC
3400 Plantation Dr, Ste 100 #234
Lincoln, NE 68516